Chamber Insurance Program FAQ

We’ve been getting a lot of questions about the Chamber program and how it works, so we’ve added this FAQ page to help answer some of these questions.

Q.  Where can I find information on the Chamber benefit insurance program?

A. The chamber website has information posted or you can find the information sheet here and the rate sheet here.

Do I have to be a member of one of the participating Chambers in order to participate?

A.  Yes

Q. Are we pooling all of the participating chamber members together?

A. For dental, life and disability, we are.  By coming together as a large group, we will be able to get better rates and more importantly, have more predictable rate changes from year to year.

The Chamber is not currently offering a health insurance option, but we continue to explore options in the marketplace.

Q. How do I sign up for health insurance?

A. The chamber is not currently offering health insurance.  If you would like assistance in finding health insurance, please contact Brian Hale at the number below.

Q. How do I sign up for dental, life and/or disability insurance?

A. We are now collecting enrollment applications from members that want to enroll in any of these lines of coverage.  If you are interested in any of these lines, please contact Brian Hale and ask for enrollment forms. 

Q. Can I just sign up for one line of coverage or do I need to take all of the lines?

A. You can sign up for as few or as many lines of coverage as you would like.  There is no requirement that you must buy other lines if, for example, all you want is dental insurance.

Q. What are the rates for the dental, life and disability insurance?

A. The rates for these lines of coverage are posted on the chamber website or can be found here.  Every participating member will have the same rate for each of these lines of coverage.  Rates are locked in from January through December. Please contact Brian Hale if you have any additional questions.

Q. How do I contact Brian Hale?

A. by phone — (312) 318-9369

5 Responses to Chamber Insurance Program FAQ

  1. Pingback: Chamber of Commerce Insurance Program Announced « Business Risk Management

  2. Pingback: St. Charles Chamber Introduces Benefit Plans for Members « Business Risk Management

  3. Brian,
    What chambers are included as choices to join? I understand I need to be a member of one.
    Also, what if people have had an existing condition? What is the time frame the insurance company looks at after the fact?

    Thank You,
    Linda

    • Brian H says:

      Linda,

      Currently the St Charles chamber and the West Suburban chamber are the two chambers that are in the process of rolling out insurance programs. Regarding pre-existing conditions, the insurance companies typically look back five years. Remember, with health care reform there are no more pre-existing condition exclusions for children.

  4. Pingback: St. Charles Chamber Introduces Benefit Plans for Members | Benefits Counselor

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